Terms and Conditions for subscription planning service
Please read these terms carefully before using our website or subscribing to our planning service. By accessing or using our service, you agree to these conditions.
September 7, 2025
Acceptance of terms
By using our website or purchasing a subscription, you confirm you understand and accept all terms and conditions. If you disagree, please do not proceed with our service.
Definitions
Key terms used throughout these terms and conditions are defined below.
Service: The ongoing financial planning subscription offered by our organization for a monthly fee.
Subscriber: Any individual or business that pays for and uses the service.
Consultation: A planning session or review provided as part of the subscription.
Agreement: The contract between you and us regarding the service.
Service usage
Subscribers agree to use the service for lawful purposes and not to misuse or misrepresent its intent or content.
Eligibility
Our service is available to eligible individuals and businesses in Australia. Users must be 18 years or older.
Proof of age or business registration may be required.
Subscriber responsibilities
Subscribers must provide accurate information and comply with all terms.
Prohibited uses
You may not use the service for any unlawful or prohibited purpose.
Intellectual property rights
All content, trademarks, and materials on the website are owned by us or our licensors. You may not reproduce or use them without explicit permission.
User content
Any content you submit via our website or service remains your responsibility. We reserve the right to remove inappropriate or unlawful content.
Rights to submitted content
By submitting content, you grant us a non-exclusive license to use it for service delivery.
Privacy and data protection
We handle your data in accordance with our privacy policy and comply with Australian privacy laws. Please review our privacy policy for details.
View privacy policyDisclaimer of warranties and limitations
All services are provided as-is with no guarantee of specific outcomes.
Important disclaimer
Results may vary and past performance does not guarantee future results. Consult a qualified advisor for complex matters.
Limitation of liability
We are not responsible for losses or damages arising from your use of the service or reliance on information provided.
Indemnification
You agree to indemnify us against claims or damages resulting from your use of the service or breach of these terms.
Dispute resolution and law
Disputes will be handled under the laws of Australia and relevant jurisdictions.
Arbitration
Some disputes may be resolved through arbitration, as permitted by law.
Arbitration does not limit your statutory rights under Australian law.
Online dispute resolution
You may access online dispute resolution resources for certain issues related to this service.
Read our disclaimerSeverability
If any term is found unenforceable, the remainder of the agreement remains valid.
Entire agreement
These terms constitute the entire agreement between you and us regarding the subscription service.
Applicable law and venue
All matters relating to the service are governed by Australian law.
Termination
We may suspend or terminate your subscription for breach of these terms or misuse of the service.
Modifications
We reserve the right to update these terms. Please review them regularly for changes.
Contact for terms and conditions
For questions about these terms, contact us at the details below.
Contact email: content@fivophoraneviium.com
Phone number: +61212341875
Business address: 365 Little Collins St, Melbourne, VIC 3000 Australia
Effective date: September 7, 2025
Version: 2.0